Flexible Financing for HVAC, Plumbing & Electrical in Denver

Don’t let cost stand in the way of your comfort. Finance your home project with low monthly payments. Check your options in 60 seconds with no impact to your credit score.

No credit impact

Approval in ~60 sec

No hidden fees

Up to $25,000

All financing subject to credit approval. Terms vary. 0% APR for eligible customers.

No credit impact

Soft pull to check options

Fast approval

Results in ~60 seconds

Zero hidden fees

No late, origination, or prepay fees

$500 – $25,000

Terms from 3–120 months

Simple & transparent

How Financing Works

Getting financing through All In One is quick and easy. Here’s exactly what to expect.

1

Prequalify online

Click our Wisetack link and enter basic info. Takes about 1 minute. It won’t affect your credit score.

2

Choose your plan

If approved, you’ll see up to 6 clear options with monthly amounts and total cost. Pick what fits your budget.

3

We work, you pay monthly

All In One gets paid in full. You pay Wisetack in fixed monthly installments. Simple.

Wisetack financing

Options at a Glance

$500 – $25K

Loan Amount

Some services max at $15K

0% – 35.9%

APR Range

Based on creditworthiness

3 – 120 mo

Term Length

3 months to 10 years

$0 Fees

No Hidden Fees

No prepay, late, or orig. fees

Estimate Your Monthly Payment

Use the Wisetack payment calculator to see estimated terms, APR & monthly cost — no commitment needed.

All services covered

Finance Any of Our Home Services

Wisetack financing is available across all the services we offer — repairs, installations, and everything in between.

HVAC

AC & furnace repair, install, tune-ups

Plumbing

Water heaters, drains, leak repair

Electrical

Panels, wiring, generators

Frequently Asked Questions

No. Wisetack performs a soft credit pull when checking your eligibility — this does not affect your credit score. Only accepting an offer (and your repayment behavior after) can affect credit.

Wisetack offers financing from $500 to $25,000, with terms from 3 to 120 months. The exact amount and rate depend on your creditworthiness and the type of service.

About 60 seconds. If approved, you’ll immediately see up to 6 financing options with clear monthly payment amounts and total cost for each.

None. Wisetack charges no late fees, origination fees, or prepayment penalties. There is no compounding interest — just simple interest with clear terms from the start.

Wisetack’s rate may be lower than your card’s, especially for 0% APR options. Credit cards use compound interest — Wisetack uses simple interest. You know exactly what you’ll pay each month and for how long, with no surprises.

Ready to Get Started?

Check Your Options in 60 Seconds.

No commitment. No impact to your credit score. Just fast, flexible financing for your home.

Questions: (720) 505-7046

All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by their lending partners. For example, a $1,200 purchase could cost $104.89/month for 12 months at an APR of 8.9%, or $400/month for 3 months at 0% APR. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.